:root{
  /* Hybrid: Emerald cálido + pills + stats cards */
  --azul:#1e293b;--azul-dk:#0f172a;--azul-lt:rgba(30,41,59,.05);
  --gris:#64748b;--gris-lt:#94a3b8;--gris-border:rgba(30,41,59,.08);--gris-bg:#fafaf9;
  --ambar:#C84B31;--ambar-lt:rgba(200,75,49,.07);--ambar-dk:#9B3520;
  --green:#38A169;--green-lt:rgba(56,161,105,.07);
  --red:#B03A2E;--red-lt:rgba(176,58,46,.07);
  --bg:#fafaf9;--white:#fff;--border:rgba(30,41,59,.06);
  --text:#0f172a;--text-md:#475569;--text-lt:#94a3b8;
  --navy:#1e293b;--navy2:#334155;--navy3:#0f172a;
  --green-acc:#10b981;--green2:#059669;
  --green-dim:rgba(5,150,105,.06);--border2:rgba(5,150,105,.15);
  --terracota:#C84B31;--oro:#E8A320;--oro-dim:rgba(232,163,32,.10);
  --muted:#64748b;--muted2:#475569;
  --em:#059669;--em2:#10b981;--em3:#047857;--em-dim:rgba(5,150,105,.06);
  --pdf-loading-color:#059669;
  --pdf-border-radius:10px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--text);font-family:'DM Sans',sans-serif;min-height:100vh;-webkit-font-smoothing:antialiased;overflow-x:hidden}

@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}

/* ═══ NAV ═══ */
.topstripe{display:none}
.site-nav{
  position:sticky;top:0;z-index:100;
  background:rgba(250,250,249,.92);backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);
  border-bottom:1px solid var(--border);
  display:flex;align-items:center;justify-content:space-between;
  padding:0 clamp(20px,4vw,56px);height:58px;
}


/* == Logo animado == */
.nav-logo{display:flex!important;align-items:center!important;gap:10px!important;text-decoration:none!important;}
.nlsvg{flex-shrink:0;}
.nlwm{display:flex!important;flex-direction:column!important;line-height:1!important;gap:2px!important;}
.nlc{font-family:'DM Sans',sans-serif;font-size:13px;font-weight:700;color:#111827!important;letter-spacing:-0.2px;}
.nlp{font-family:'DM Sans',sans-serif;font-size:13px;font-weight:700;color:#059669!important;letter-spacing:-0.2px;}
.nlmx{font-family:'DM Sans',sans-serif;font-size:9px;font-weight:500;color:#9ca3af!important;letter-spacing:1.8px;}
@keyframes barUp{from{transform:scaleY(0);opacity:0;}to{transform:scaleY(1);opacity:1;}}
@keyframes slideIn{from{opacity:0;transform:translateX(-7px);}to{opacity:1;transform:translateX(0);}}
@keyframes fadeInLtr{from{opacity:0;}to{opacity:0.35;}}
.lb{transform-origin:50% 100%;transform:scaleY(0);opacity:0;}
.lb1{animation:barUp .3s cubic-bezier(.34,1.56,.64,1) .1s forwards;}
.lb2{animation:barUp .3s cubic-bezier(.34,1.56,.64,1) .22s forwards;}
.lb3{animation:barUp .3s cubic-bezier(.34,1.56,.64,1) .34s forwards;}
.ltr{opacity:0;animation:fadeInLtr .3s ease .44s forwards;}
.nlc{opacity:0;animation:slideIn .28s ease .52s forwards;}
.nlp{opacity:0;animation:slideIn .28s ease .68s forwards;}
.nlmx{opacity:0;animation:slideIn .28s ease .82s forwards;}
/* == Fin logo animado == */
.nav-links{display:flex;gap:24px;list-style:none}
.nav-links a{font-size:13px;color:var(--muted);text-decoration:none;transition:color .15s}
.nav-links a:hover{color:var(--navy)}
.nav-cta{font-size:13px;font-weight:600;color:#fff;background:var(--em);border:none;border-radius:20px;padding:8px 20px;cursor:pointer;transition:all .15s;text-decoration:none}
.nav-cta:hover{background:var(--em3);transform:translateY(-1px)}
/* == Enlace reingreso por folio == */
.nav-folio{display:inline-flex;align-items:center;font-size:13px;font-weight:500;color:var(--em);text-decoration:none;border-left:1px solid var(--border);padding-left:16px;margin-left:4px;transition:color .15s}
.nav-folio:hover{color:var(--em3)}
.nav-folio-ico{flex-shrink:0;vertical-align:-2px;margin-right:6px}
.nav-folio-txt{white-space:nowrap}

/* ═══ LANDING HERO ═══ */
.landing-hero{background:var(--bg);text-align:center;padding:64px 28px 48px;position:relative}
.landing-hero-inner{position:relative;z-index:1;max-width:640px;margin:0 auto}
.hero-pill{display:inline-flex;align-items:center;gap:6px;background:var(--em-dim);border:1px solid var(--border2);border-radius:20px;padding:4px 12px;font-family:'DM Mono',monospace;font-size:9px;letter-spacing:1.5px;text-transform:uppercase;color:var(--em);margin-bottom:20px}
.pill-dot{width:5px;height:5px;border-radius:50%;background:var(--em2)}
.landing-hero h2{font-size:clamp(30px,5vw,48px);font-weight:800;line-height:1.1;letter-spacing:-1.2px;color:var(--navy3);margin-bottom:14px}
.landing-hero h2 em{font-family:Georgia,'Times New Roman',serif;font-style:italic;font-weight:400;color:var(--em)}
.landing-hero-sub{font-size:14px;font-weight:400;line-height:1.7;color:var(--muted);max-width:480px;margin:0 auto 24px}
.hero-actions{display:flex;gap:10px;justify-content:center;align-items:center;flex-wrap:wrap}
.btn-hero{font-size:14px;font-weight:600;background:var(--em);color:#fff;border:none;border-radius:20px;padding:12px 26px;cursor:pointer;transition:all .2s;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.btn-hero:hover{background:var(--em3);transform:translateY(-2px)}
.btn-outline{font-size:14px;font-weight:400;background:none;color:var(--muted2);border:1px solid var(--border);border-radius:20px;padding:12px 22px;cursor:pointer;transition:all .2s;text-decoration:none}
.btn-outline:hover{border-color:var(--navy2);color:var(--navy)}
.hero-trust{font-family:'DM Mono',monospace;font-size:10px;color:var(--gris-lt);margin-top:14px;display:flex;justify-content:center;gap:16px}

/* ═══ STATS BAR ═══ */
.stats-bar{background:var(--bg);padding:0 clamp(20px,4vw,56px) 48px;display:flex;justify-content:center}
.stats-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;max-width:700px;width:100%}
.stat-item{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:14px 16px;text-align:center}
.stat-number{font-size:22px;font-weight:800;color:var(--navy3);line-height:1}
.stat-number span{color:var(--em)}
.stat-desc{font-size:9px;color:var(--gris-lt);margin-top:4px;letter-spacing:.5px}

/* ═══ FEATURES ═══ */
.features-section{padding:56px clamp(20px,4vw,56px);background:var(--bg)}
.section-label{font-family:'DM Mono',monospace;font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--em);margin-bottom:10px}
.section-h{font-size:clamp(22px,3vw,32px);font-weight:800;color:var(--navy3);letter-spacing:-.5px;margin-bottom:10px;line-height:1.15}
.section-p{font-size:13px;font-weight:400;color:var(--muted);line-height:1.7;max-width:520px;margin-bottom:32px}
.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.feature-card{background:var(--white);border:1px solid var(--border);border-left:3px solid var(--em);border-radius:10px;padding:22px 18px;transition:all .2s}
.feature-card:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,.04);border-left-color:var(--em3)}
.feature-card:nth-child(2){border-left-color:var(--em2)}
.feature-card:nth-child(3){border-left-color:var(--em3)}
.feature-icon{width:32px;height:32px;border-radius:8px;background:var(--em-dim);display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.feature-icon svg{width:16px;height:16px}
.feature-title{font-size:15px;font-weight:700;color:var(--navy3);margin-bottom:4px}
.feature-desc{font-size:12px;font-weight:400;line-height:1.6;color:var(--muted)}

/* ═══ HOW IT WORKS ═══ */
.how-section{padding:56px clamp(20px,4vw,56px);background:var(--white);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:32px;border:1px solid var(--border);border-radius:12px;overflow:hidden}
.step-card{background:var(--white);padding:24px 20px;position:relative;border-right:1px solid var(--border);transition:background .2s}
.step-card:last-child{border-right:none}
.step-card:hover{background:#fafaf9}
.step-num{font-family:'DM Mono',monospace;font-size:9px;letter-spacing:2px;color:var(--em);margin-bottom:10px}
.step-icon{font-size:24px;margin-bottom:10px}
.step-title{font-size:15px;font-weight:700;color:var(--navy3);margin-bottom:4px}
.step-desc{font-size:12px;font-weight:400;line-height:1.6;color:var(--muted)}

/* ═══ TESTIMONIALS ═══ */
.testi-section{padding:56px clamp(20px,4vw,56px);background:var(--bg)}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}
.tcard{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:18px 20px;transition:border-color .2s}
.tcard:hover{border-color:var(--border2)}
.tcard-stars{color:var(--em);font-size:11px;margin-bottom:8px;letter-spacing:1px}
.tcard-text{font-size:12px;font-weight:400;line-height:1.65;color:var(--muted);margin-bottom:14px}
.tcard-author{display:flex;align-items:center;gap:9px}
.tcard-avatar{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-size:10px;font-weight:600;color:#fff;flex-shrink:0}
.tcard-name{font-size:12px;font-weight:600;color:var(--navy)}
.tcard-role{font-size:10px;color:var(--gris-lt)}

/* ═══ FAQ ═══ */
.faq-section{padding:56px clamp(20px,4vw,56px);background:var(--white);border-top:1px solid var(--border)}
.faq-list{max-width:660px;margin-top:28px}
.faq-item{border-bottom:1px solid var(--border)}
.faq-q{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 0;cursor:pointer;font-size:14px;font-weight:500;color:var(--navy);transition:color .15s}
.faq-q:hover{color:var(--em)}
.faq-q::after{content:'+';font-size:18px;color:var(--gris-lt);transition:transform .2s;flex-shrink:0}
.faq-item.open .faq-q::after{transform:rotate(45deg);color:var(--em)}
.faq-a{display:none;padding:0 0 14px;font-size:13px;font-weight:400;color:var(--muted);line-height:1.7}
.faq-item.open .faq-a{display:block}

/* ═══ LANDING CTA ═══ */
.landing-cta{background:var(--navy3);padding:64px clamp(20px,4vw,56px);text-align:center;position:relative;overflow:hidden}
.landing-cta-inner{position:relative;z-index:1}
.landing-cta-label{font-family:'DM Mono',monospace;font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--em2);margin-bottom:12px;display:block}
.landing-cta h2{font-size:clamp(24px,4vw,38px);font-weight:800;color:#fff;letter-spacing:-.8px;line-height:1.1;margin-bottom:10px}
.landing-cta h2 em{font-family:Georgia,'Times New Roman',serif;font-style:italic;font-weight:400;color:var(--em2)}
.landing-cta p{font-size:13px;font-weight:400;color:rgba(255,255,255,.45);max-width:400px;margin:0 auto 24px;line-height:1.7}

/* ═══ OLD HEADER — hidden ═══ */
header{display:none}

/* ═══ WRAP (calculator) ═══ */
.wrap{max-width:1160px;margin:0 auto;padding:24px 20px 48px}
.sec-head{display:flex;align-items:flex-start;justify-content:space-between;flex-wrap:wrap;gap:12px;margin-bottom:20px}
.sec-head h2{font-size:22px;font-weight:700;color:var(--navy);letter-spacing:-.2px;margin-bottom:4px}
.sec-head p{font-size:13px;font-weight:400;color:var(--text-md);max-width:680px;line-height:1.65}
.grid2{display:block}
.grid3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px}
@media(max-width:860px){.grid2,.grid3{grid-template-columns:1fr}}
.full{grid-column:1/-1}
.panel{background:var(--white);border:1px solid var(--border);border-radius:12px;padding:22px}
.ptitle{display:flex;align-items:center;gap:8px;font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:var(--gris);margin-bottom:18px;padding-bottom:10px;border-bottom:2px solid var(--navy);text-transform:uppercase;letter-spacing:2px}
.field{margin-bottom:16px}
.field:last-child{margin-bottom:0}
.input-money-wrap{position:relative;display:block}
.input-money-wrap input{padding-left:14px !important}
label{display:flex;align-items:center;gap:4px;font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:var(--gris);margin-bottom:4px;text-transform:uppercase;letter-spacing:1.5px}
.hint{font-size:10px;font-weight:400;color:var(--text-lt);margin-top:4px;line-height:1.5}
input[type=text],input[type=number],input[type=date]{width:100%;background:var(--white);border:1px solid rgba(30,41,59,.1);border-radius:10px;color:var(--text);font-family:'DM Sans',sans-serif;font-size:14px;font-weight:400;padding:9px 12px;outline:none;transition:border-color .2s,box-shadow .2s}
input[type=text]:focus,input[type=number]:focus,input[type=date]:focus{border-color:rgba(5,150,105,.4);box-shadow:0 0 0 3px rgba(5,150,105,.08)}
input[type=text]::placeholder,input[type=number]::placeholder{color:var(--text-lt);font-weight:300}
input::-webkit-inner-spin-button,input::-webkit-outer-spin-button{-webkit-appearance:none}
.ib{background:var(--azul-lt);border-left:2px solid var(--navy);border-radius:0 8px 8px 0;padding:8px 12px;font-size:11px;font-weight:400;color:var(--text-md);line-height:1.6}
.ib strong{color:var(--navy)}
.ib-amber{background:var(--ambar-lt);border-left:2px solid var(--terracota);border-radius:0 8px 8px 0;padding:8px 12px;font-size:11px;font-weight:400;color:var(--text-md);line-height:1.6;margin-top:6px}
.ib-amber strong{color:var(--terracota)}
.divider{height:1px;background:var(--border);margin:14px 0}
.sub-label{font-size:9px;font-weight:400;color:var(--gris);text-transform:uppercase;letter-spacing:2px;margin:14px 0 10px;display:flex;align-items:center;gap:6px;font-family:'DM Mono',monospace}
.sub-label::after{content:'';flex:1;height:1px;background:var(--border)}
.tbl-w{overflow-x:auto;border:1px solid var(--border);border-radius:10px}
table{width:100%;border-collapse:collapse;font-size:11px}
thead tr{background:var(--navy3)}
th{padding:8px 12px;text-align:left;font-size:9px;font-weight:400;color:rgba(255,255,255,.6);white-space:nowrap;letter-spacing:1.5px;text-transform:uppercase;font-family:'DM Mono',monospace}
td{padding:8px 12px;border-top:1px solid var(--border);color:var(--text);white-space:nowrap;font-size:11.5px}
tbody tr:nth-child(even) td{background:var(--bg)}
tbody tr:hover td{background:rgba(30,41,59,.02)!important}
tbody tr.highlight td{background:rgba(5,150,105,.06)!important;border-left:3px solid var(--em)}
.tgn{color:var(--terracota);font-weight:500}.tnv{color:var(--navy);font-weight:500}
.tam{color:var(--em);font-weight:500}
.tbd{font-weight:700;color:var(--navy);font-family:'DM Mono',monospace}
.bk-row{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:6px 10px;margin-bottom:2px;transition:background .15s;border-radius:6px}
.bk-row:hover{background:rgba(30,41,59,.02)}
.bk-row.total{background:rgba(30,41,59,.04);border-top:2px solid var(--navy);font-weight:700}
.bk-lbl{font-size:11px;font-weight:400;color:var(--text-md);flex:1}
.bk-val{font-size:12px;font-weight:500;color:var(--navy);font-family:'DM Mono',monospace;text-align:right}
.ii{display:inline-flex;align-items:center;justify-content:center;width:14px;height:14px;border-radius:50%;background:var(--azul-lt);font-size:8px;font-weight:700;color:var(--navy);cursor:help;border:1px solid var(--border);flex-shrink:0}
.btn-calc{width:100%;padding:13px;background:var(--em);color:#fff;border:none;border-radius:20px;font-family:'DM Sans',sans-serif;font-size:14px;font-weight:600;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:8px}
.btn-calc:hover{background:var(--em3);transform:translateY(-1px)}
.toggle-btn{padding:6px 12px;border:1px solid var(--border);border-radius:20px;background:var(--white);color:var(--text-md);font-family:'DM Sans',sans-serif;font-size:11px;font-weight:400;cursor:pointer;transition:all .18s;white-space:nowrap}
.toggle-btn:hover{border-color:var(--em);color:var(--em)}
.toggle-btn.active{background:var(--em);border-color:var(--em);color:#fff}
.hero-result{background:var(--navy3);border-radius:12px;padding:24px 22px;text-align:center;margin-bottom:2px;position:relative;overflow:hidden}
.hero-result::before{display:none}
.hero-result .label{font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:rgba(255,255,255,.4);text-transform:uppercase;letter-spacing:2px;margin-bottom:8px}
.hero-result .amount{font-size:clamp(32px,5vw,44px);font-weight:800;color:#fff;line-height:1;margin-bottom:6px;letter-spacing:-.5px}
.hero-result .sublabel{font-size:11px;font-weight:400;color:var(--em2)}
.hero-name{font-size:clamp(18px,3vw,24px);font-weight:700;color:#fff;margin-bottom:2px;letter-spacing:-.2px;line-height:1.1}
.pills-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:8px;margin-bottom:16px}
.pill{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:10px 12px}
.p-label{font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:var(--gris);text-transform:uppercase;letter-spacing:1px;margin-bottom:3px}
.p-val{font-family:'DM Mono',monospace;font-size:16px;font-weight:500;color:var(--navy)}
.p-val.tasa-pos{color:var(--em)}
.p-val.tasa-neg{color:var(--red)}
.aviso-minima,.aviso-tope{display:none;border-radius:10px;padding:12px 16px;margin-bottom:14px}
.aviso-minima.visible,.aviso-tope.visible{display:block}
.aviso-minima{background:rgba(5,150,105,.06);border:1px solid var(--border2)}
.aviso-tope{background:var(--ambar-lt);border:1px solid rgba(200,75,49,.22)}
.aviso-minima .aviso-title{font-weight:600;color:var(--em);font-size:12px;margin-bottom:4px}
.aviso-tope .aviso-title{font-weight:600;color:var(--ambar-dk);font-size:12px;margin-bottom:4px}
.aviso-desc{font-size:11px;color:var(--text-md);line-height:1.55}
select{width:100%;background:var(--white);border:1px solid rgba(30,41,59,.1);border-radius:10px;color:var(--text);font-family:'DM Sans',sans-serif;font-size:13px;padding:9px 12px;outline:none;cursor:pointer;transition:border-color .2s}
select:focus{border-color:rgba(5,150,105,.4);box-shadow:0 0 0 3px rgba(5,150,105,.08)}
.esc-btn{display:inline-flex;align-items:center;gap:6px;padding:7px 14px;background:var(--white);border:1px solid var(--border);border-radius:20px;font-family:'DM Sans',sans-serif;font-size:13px;font-weight:500;color:var(--text-md);cursor:pointer;transition:all .18s}
.esc-btn:hover{border-color:var(--em);color:var(--em)}
.esc-btn.active{background:var(--em);border-color:var(--em);color:#fff}
.esc-btn .dot{width:8px;height:8px;border-radius:50%;flex-shrink:0}
.esc-badge{font-family:'DM Mono',monospace;font-size:8px;letter-spacing:1px;padding:2px 6px;border-radius:20px;text-transform:uppercase}
.nota-ctx{margin-top:14px;display:none}
.nota-ctx.visible{display:block}
.footnote{font-size:10px;color:var(--muted);line-height:1.6;padding:10px 14px;background:var(--white);border-radius:8px;border:1px solid var(--border);margin-top:14px}
footer{text-align:center;font-family:'DM Mono',monospace;font-size:10px;letter-spacing:.5px;color:var(--gris-lt);padding:20px 16px;background:var(--white);border-top:1px solid var(--border)}
.modal-overlay{display:none;position:fixed;inset:0;background:rgba(15,23,42,.6);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);z-index:999;align-items:center;justify-content:center;padding:16px}
.modal-overlay.active{display:flex}
.modal{background:var(--white);border-radius:16px;width:100%;max-width:480px;overflow:hidden}
.modal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;padding:16px 20px;background:var(--navy3)}
.modal-head h3{font-size:16px;font-weight:700;color:#fff}
.modal-head p{font-size:12px;color:rgba(255,255,255,.45);margin-top:2px}
.modal-close{background:none;border:none;font-size:18px;color:rgba(255,255,255,.5);cursor:pointer;padding:0;line-height:1}
.modal-close:hover{color:#fff}
.modal-body{padding:20px}
.edad-display{text-align:center;padding:16px 0}
.edad-grande{font-size:48px;font-weight:800;color:var(--navy);line-height:1}
.edad-meses{font-family:'DM Mono',monospace;font-size:12px;color:var(--muted);margin-top:4px}
.edad-fecha-nac{font-size:11px;color:var(--text-lt);margin-top:4px}
.divider-modal{height:1px;background:var(--border);margin:12px 0;border:none}
.pm-label{font-family:'DM Mono',monospace;font-size:9px;color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;margin-bottom:4px}
.pm-amount{font-size:28px;font-weight:800;color:var(--navy)}
.pm-desglose{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}
.pm-item-label{font-size:10px;color:var(--muted)}
.pm-item-val{font-family:'DM Mono',monospace;font-size:13px;font-weight:500;color:var(--navy)}

/* ═══ HERO MINI-FORM (calculator) ═══ */
.hero-section{background:var(--navy3);border-radius:14px;overflow:hidden;margin-bottom:20px}
.hero-top{padding:24px 24px 20px;text-align:center}
.hero-top h2{font-size:clamp(18px,3vw,22px);font-weight:700;color:#fff;margin-bottom:6px;line-height:1.3}
.hero-top p{font-size:13px;color:rgba(255,255,255,.5);line-height:1.5;max-width:500px;margin:0 auto}
.hero-form{background:var(--white);padding:20px 24px}
.hero-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-bottom:14px}
@media(max-width:600px){.hero-grid{grid-template-columns:1fr}}
.hero-grid .hf-lbl{font-family:'DM Mono',monospace;font-size:9px;color:var(--gris);letter-spacing:1px;text-transform:uppercase;margin-bottom:4px}
.hero-grid input{width:100%;padding:10px 12px;border:1px solid rgba(30,41,59,.1);border-radius:10px;font-family:'DM Sans',sans-serif;font-size:15px;font-weight:500;color:var(--text);background:var(--white);outline:none;transition:border-color .2s,box-shadow .2s}
.hero-grid input:focus{border-color:rgba(5,150,105,.4);box-shadow:0 0 0 3px rgba(5,150,105,.08)}
.hero-grid input::placeholder{color:var(--text-lt);font-weight:300}
.hero-actions-calc{display:flex;gap:10px;align-items:stretch}
.hero-actions-calc .btn-calc{flex:1}
.hero-btn-pdf{flex:0 0 auto;padding:10px 16px;background:transparent;color:var(--gris);border:1px solid var(--border);border-radius:20px;font-family:'DM Sans',sans-serif;font-size:12px;font-weight:500;cursor:pointer;transition:all .2s;white-space:nowrap}
.hero-btn-pdf:hover{border-color:var(--em);color:var(--em)}
.hero-hint{text-align:center;margin-top:10px;font-size:11px;color:var(--text-lt)}

/* ═══ ACCORDION ═══ */
.acc-toggle{width:100%;padding:12px 16px;background:rgba(30,41,59,.02);border:1px solid var(--border);border-radius:10px;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:8px;margin-bottom:16px;transition:all .2s}
.acc-toggle:hover{background:rgba(30,41,59,.04)}
.acc-toggle .acc-title{font-size:13px;font-weight:600;color:var(--navy)}
.acc-toggle .acc-hint{font-size:11px;color:var(--text-lt)}
.acc-toggle .acc-arrow{font-size:12px;color:var(--gris);transition:transform .2s}
.acc-toggle.open .acc-arrow{transform:rotate(180deg)}
.acc-body{display:none;border:1px solid var(--border);border-radius:10px;padding:18px;margin-bottom:16px;background:var(--white)}
.acc-body.open{display:block}

/* ═══ GATE CTA ═══ */
.gate-cta{background:var(--em-dim);border:1px solid var(--border2);border-radius:12px;padding:20px;text-align:center;margin:20px 0}
.gate-cta-title{font-size:16px;font-weight:700;color:var(--navy);margin-bottom:6px}
.gate-cta-desc{font-size:13px;color:var(--text-md);line-height:1.6;margin-bottom:14px;max-width:420px;margin-left:auto;margin-right:auto}
.gate-cta-btn{display:inline-block;padding:12px 28px;background:var(--em);color:#fff;border:none;border-radius:20px;font-family:'DM Sans',sans-serif;font-size:14px;font-weight:700;cursor:pointer;transition:all .2s}
.gate-cta-btn:hover{background:var(--em3);transform:translateY(-1px)}
.gate-lock-row{display:flex;align-items:center;gap:8px;padding:10px 14px;background:rgba(30,41,59,.02);border-radius:10px;margin-bottom:6px}
.gate-lock-icon{width:22px;height:22px;border-radius:50%;background:rgba(30,41,59,.04);display:flex;align-items:center;justify-content:center;font-size:11px;color:var(--gris);flex-shrink:0}
.gate-lock-txt{font-size:12px;color:var(--gris);flex:1}
.gate-lock-tag{font-family:'DM Mono',monospace;font-size:9px;color:var(--em);background:var(--em-dim);padding:2px 7px;border-radius:20px;letter-spacing:.5px}

/* ═══ BANNER ENVIADO ═══ */
.banner-enviado{display:none;align-items:center;gap:8px;padding:10px 14px;background:var(--em-dim);border:1px solid var(--border2);border-radius:10px;margin-bottom:12px;font-size:12px;color:var(--em);font-weight:600}
.banner-enviado.visible{display:flex}

/* ═══ UTILITY CLASSES ═══ */
.amount-amber{font-family:'DM Mono',monospace;font-size:20px;font-weight:700;color:#78350f}
.badge-mono-white{font-family:'DM Mono',monospace;font-size:8px;letter-spacing:1px;color:rgba(255,255,255,.35);text-transform:uppercase;margin-top:1px}
.border-accent{border-color:rgba(5,150,105,.3)}
.c-accent{color:var(--em)}
.card-amber-center{background:#fff;border:1px solid rgba(5,150,105,.15);border-radius:8px;padding:10px 12px;text-align:center}
.card-glass{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:12px;padding:18px 20px}
.desc-muted{font-size:12px;font-weight:400;color:var(--muted);line-height:1.65}
.desc-muted-wide{font-size:12px;font-weight:400;color:var(--muted);line-height:1.8}
.desc-navy{font-size:12px;font-weight:600;color:var(--navy);margin-bottom:4px}
.fs-16{font-size:16px}
.fw-bold-azul{font-weight:700;color:var(--navy)}
.fw-medium{font-weight:500;color:var(--text)}
.heading-22{font-size:22px;margin-bottom:10px}
.info-box-lt{background:var(--azul-lt);border-radius:8px;padding:9px 12px}
.input-display{width:100%;border:none;background:transparent;font-family:'DM Mono',monospace;font-size:16px;font-weight:700;color:var(--navy);outline:none;padding:0}
.label-green-mono{font-family:'DM Mono',monospace;font-size:10px;font-weight:400;color:var(--em);text-transform:uppercase;letter-spacing:2px;margin-bottom:10px}
.label-white{font-size:13px;font-weight:500;color:#fff;margin-bottom:4px}
.lbl-mono{display:block;font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:var(--muted);margin-bottom:6px;text-transform:uppercase;letter-spacing:1.5px}
.mb-0{margin-bottom:0}
.mb-14{margin-bottom:14px}
.mb-20{margin-bottom:20px}
.micro-label{font-size:10px;font-weight:700;color:var(--text-lt);text-transform:uppercase;letter-spacing:.3px;margin-bottom:4px}
.micro-label-amber{font-size:10px;font-weight:700;color:#744210;text-transform:uppercase;letter-spacing:.4px;margin-bottom:4px}
.mt-20{margin-top:20px}
.sublabel-white{font-size:12px;font-weight:400;color:rgba(255,255,255,.45);line-height:1.65}
.text-center{text-align:center}

/* ═══ RESPONSIVE ═══ */
@media(max-width:860px){
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .features-grid{grid-template-columns:1fr}
  .steps-grid{grid-template-columns:1fr}
  .step-card{border-right:none;border-bottom:1px solid var(--border)}
  .step-card:last-child{border-bottom:none}
  .testi-grid{grid-template-columns:1fr}
  .nav-links{display:none}
  .nav-folio{border-left:none;padding-left:0;margin-left:0}
  .nav-folio-txt{display:none}
  .nav-folio-ico{margin-right:0;width:18px;height:18px}
  .site-nav{padding:0 16px}
  .landing-hero{padding:40px 20px 32px}
  .features-section,.how-section,.testi-section,.faq-section{padding:36px 20px}
  .landing-cta{padding:40px 20px}
  .asesoria-grid{grid-template-columns:1fr !important}
  .seo-grid-2{grid-template-columns:1fr !important}
  .seo-grid-3{grid-template-columns:1fr !important}
  .seo-faq{grid-template-columns:1fr !important}
}
@media(max-width:600px){
  /* ── Landing sections ── */
  .landing-hero{padding:32px 16px 24px}
  .landing-hero h2{font-size:28px;letter-spacing:-.8px}
  .landing-hero-sub{font-size:13px;margin-bottom:20px}
  .hero-pill{font-size:8px;padding:3px 10px}
  .hero-actions{flex-direction:column;align-items:stretch;gap:8px}
  .btn-hero,.btn-outline{width:100%;text-align:center;justify-content:center;padding:14px 20px;font-size:15px}
  .hero-trust{flex-wrap:wrap;gap:10px;font-size:9px}
  .stats-bar{padding:0 16px 32px}
  .stats-inner{grid-template-columns:repeat(2,1fr);gap:8px}
  .stat-item{padding:10px 12px}
  .stat-number{font-size:18px}
  .stat-desc{font-size:8px}
  .section-h{font-size:22px}
  .section-p{font-size:12px}
  .feature-card{padding:18px 16px}
  .feature-title{font-size:14px}
  .feature-desc{font-size:11.5px}
  .step-card{padding:20px 16px}
  .step-title{font-size:14px}
  .faq-q{font-size:13px;padding:12px 0}
  .faq-a{font-size:12px}
  .landing-cta h2{font-size:22px}
  .landing-cta p{font-size:12px}
  .tcard-text{font-size:12px}

  /* ── Calculator hero form ── */
  .hero-grid{grid-template-columns:1fr}
  .hero-top{padding:20px 16px 16px}
  .hero-form{padding:16px}
  .hero-section{border-radius:10px;margin-bottom:14px}

  /* ── iOS zoom prevention: inputs must be ≥16px ── */
  input[type=text],input[type=number],input[type=date],input[type=email],input[type=tel],select{font-size:16px !important;padding:10px 12px}
  .hero-grid input{font-size:16px !important}

  /* ── Touch targets: min 44px height ── */
  .btn-calc{padding:14px;font-size:15px;min-height:48px}
  .btn-hero{padding:14px 20px;min-height:48px}
  .nav-cta{padding:9px 16px;font-size:12px}
  .toggle-btn{padding:8px 12px;font-size:11px;min-height:36px}
  .esc-btn{padding:8px 14px;font-size:12px;min-height:36px}
  .gate-cta-btn{padding:14px 24px;font-size:15px;min-height:48px}
  .faq-q{min-height:44px}

  /* ── Calculator panels ── */
  .pills-row{grid-template-columns:1fr 1fr;gap:6px}
  .grid3{grid-template-columns:1fr}
  .pm-desglose{grid-template-columns:1fr}
  .panel{padding:14px 12px;border-radius:10px}
  .hero-result{padding:18px 14px}
  .hero-result .amount{font-size:28px !important}
  .hero-name{font-size:16px !important}
  .p-label{font-size:8px}
  .p-val{font-size:14px}
  .pill{padding:8px 10px}
  .sec-head h2{font-size:17px}
  .footnote{font-size:9px;padding:8px 10px}
  label{font-size:9px}
  .hint{font-size:9px}
  .modal{max-width:calc(100vw - 24px)}
  .modal-head{padding:12px 14px}
  .modal-head h3{font-size:14px}
  .modal-body{padding:14px}
  .edad-grande{font-size:38px}
  .pm-amount{font-size:22px}
  #m40-resultados-grid{grid-template-columns:1fr !important}
  #m40-escenarios-grid{grid-template-columns:1fr !important}
  footer{font-size:9px;padding:14px 12px}

  /* ── Tables ── */
  table{font-size:10px}
  th{padding:6px 8px;font-size:8px}
  td{padding:6px 8px;font-size:10px}
  .bk-row{padding:5px 8px;flex-wrap:wrap}
  .bk-lbl{font-size:10px;min-width:0}
  .bk-val{font-size:11px}
  .ptitle{font-size:10px;letter-spacing:1px}
  .seccion-titulo{font-size:10px}
  .grid-3{grid-template-columns:1fr !important}

  /* ── Inline grids inside wrap ── */
  .wrap [style*="grid-template-columns:1fr 1fr 1fr"],
  .wrap [style*="grid-template-columns:1fr 1fr"]{grid-template-columns:1fr !important}
  .bene-row{flex-direction:column;gap:6px}
  .bene-row > div:last-child{width:100%}
  .bene-row .toggle-btn{width:100%;text-align:center}

  /* ── Switch toggles on mobile ── */
  .switch-row{padding:10px 12px}
  .switch-label{font-size:12px}
  .switch-hint{font-size:10px}

  /* ── WhatsApp floating — slightly smaller, safe from edge ── */
  #whatsappFloat{width:50px;height:50px;bottom:16px;right:16px}
  #whatsappFloat svg{width:24px;height:24px}

  /* ── Banner proyección on mobile ── */
  #bannerProyeccion{padding:12px 14px}
  #bannerProyeccion button{width:100%;margin-top:10px}
}

/* ═══ MISSING CALCULATOR INTERIOR STYLES ═══ */

/* Range slider */
input[type=range]{-webkit-appearance:none;width:100%;height:4px;background:rgba(30,41,59,.1);border-radius:99px;outline:none;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--navy3);border:2px solid #fff;box-shadow:0 1px 4px rgba(0,0,0,.15);cursor:pointer}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--navy3);border:2px solid #fff;box-shadow:0 1px 4px rgba(0,0,0,.15);cursor:pointer}

/* Chip edad */
.chip-edad{display:none;align-items:center;gap:8px;margin-top:8px;padding:6px 12px;background:var(--white);border:1px solid var(--border);border-radius:8px;font-size:11px;color:var(--muted);width:100%}
.chip-edad.visible{display:flex}
.edad-num{font-family:'DM Mono',monospace;font-size:15px;font-weight:500;color:var(--navy);margin-left:auto}

/* Section identification */
.seccion-id{background:var(--azul-lt);border-left:3px solid var(--navy);border-radius:0 10px 10px 0;padding:16px;margin-bottom:16px}
.seccion-titulo{font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:var(--gris);text-transform:uppercase;letter-spacing:2px;margin-bottom:12px}

/* Grid helpers */
.grid-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px}
@media(max-width:600px){.grid-3{grid-template-columns:1fr}}
.form-group{margin-bottom:14px}
.form-group:last-child{margin-bottom:0}
.bene-row{display:flex;align-items:flex-start;gap:10px}
.bene-row > div:first-child{flex:1}
.sep{border:none;border-top:1px solid var(--border);margin:16px 0}

/* Switch toggle (esposa/hijos) */
.switch-row{display:flex;align-items:center;justify-content:space-between;padding:12px 14px;background:var(--bg);border:1px solid rgba(30,41,59,.1);border-radius:10px;margin-bottom:8px;transition:all .2s}
.switch-row.active{background:rgba(5,150,105,.04);border-color:rgba(5,150,105,.25)}
.switch-info{flex:1}
.switch-label{font-size:13px;font-weight:500;color:var(--text)}
.switch-hint{font-size:11px;font-weight:400;color:var(--text-lt);margin-top:2px}
.switch-row.active .switch-label{color:var(--navy)}
.switch-right{display:flex;align-items:center;gap:10px}
.switch-track{position:relative;width:44px;height:24px;flex-shrink:0;cursor:pointer;display:block;font-size:0;text-transform:none;letter-spacing:0;margin-bottom:0;padding:0}
.switch-track input{opacity:0;width:0;height:0;position:absolute;pointer-events:none}
.switch-track input[type=checkbox]{width:0;height:0;opacity:0;position:absolute}
.switch-slider{position:absolute;inset:0;background:rgba(30,41,59,.2);border-radius:99px;transition:.25s;cursor:pointer}
.switch-slider::before{content:'';position:absolute;height:18px;width:18px;left:3px;bottom:3px;background:#fff;border-radius:50%;transition:.25s;box-shadow:0 1px 3px rgba(0,0,0,.15)}
.switch-track input:checked+.switch-slider{background:var(--em)}
.switch-track input:checked+.switch-slider::before{transform:translateX(20px)}
.switch-diff{font-family:'DM Mono',monospace;font-size:12px;font-weight:500;min-width:0;transition:opacity .3s}
.switch-hijos-num{width:50px !important;padding:4px 8px !important;border:1px solid var(--border);border-radius:8px;font-size:14px;font-weight:500;color:var(--navy);text-align:center;display:none;background:var(--white)}
.switch-row.active .switch-hijos-num{display:block}

/* Aviso minima/tope inner */
.av-titulo{font-family:'DM Mono',monospace;font-size:10px;font-weight:400;letter-spacing:1px;text-transform:uppercase;margin-bottom:4px}
.aviso-minima .av-titulo{color:var(--em)}
.aviso-tope .av-titulo{color:var(--navy)}
.av-monto{font-size:20px;font-weight:700;color:var(--navy);margin:4px 0}
.av-texto{font-size:12px;font-weight:400;color:var(--text-md);line-height:1.6}

/* Modal pension box */
.pension-modal-box{background:var(--bg);border-radius:10px;padding:14px 16px;text-align:center}
.pm-sub{font-size:11px;font-weight:400;color:var(--gris);margin-top:4px}
.pm-item{background:var(--white);border:1px solid var(--border);border-radius:8px;padding:6px 8px}
.pi-label{font-family:'DM Mono',monospace;font-size:9px;font-weight:400;color:var(--gris);text-transform:uppercase;letter-spacing:.5px;margin-bottom:2px}
.pi-val{font-family:'DM Mono',monospace;font-size:13px;font-weight:500;color:var(--navy)}
.edad-insuf{background:var(--bg);border-radius:10px;padding:12px 14px;font-size:12px;font-weight:400;color:var(--text-md);line-height:1.6;text-align:center}
.edad-insuf strong{color:var(--navy);display:block;margin-bottom:4px}
.aviso-minima-modal{background:rgba(5,150,105,.06);border:1px solid var(--border2);border-radius:8px;padding:8px 12px;font-size:11px;color:var(--navy);margin-top:8px;line-height:1.5}
.btn-modal-calc{width:100%;margin-top:10px;padding:10px;background:var(--em);color:#fff;border:none;border-radius:20px;font-family:'DM Sans',sans-serif;font-size:13px;font-weight:600;cursor:pointer;transition:all .2s}
.btn-modal-calc:hover{background:var(--em3);transform:translateY(-1px)}

/* Results visibility */
#resultados{display:none}
#resultados.visible{display:block}

/* Table header */
.th-hdr{color:rgba(255,255,255,.6);padding:7px 10px;text-align:left;white-space:nowrap;font-size:9px;font-weight:400;letter-spacing:1.5px;text-transform:uppercase;font-family:'DM Mono',monospace}

/* Duration labels */
.dur-lbl{font-size:10px;color:var(--text-lt);font-weight:400;cursor:pointer;transition:color .15s}
.dur-lbl.activo{color:var(--navy);font-weight:600}

/* Required field highlight */
.field-required{position:relative}
.field-required label::after{content:'Requerido';font-size:9px;font-weight:400;color:var(--em);background:var(--em-dim);padding:2px 7px;border-radius:20px;margin-left:8px;text-transform:uppercase;letter-spacing:.5px;vertical-align:middle}
.field-required input{border-color:rgba(5,150,105,.3);border-width:1.5px;background:#fff}

@keyframes spin{to{transform:rotate(360deg)}}

/* ═══ RESPONSIVE — CALCULATOR INTERIOR (tablet) ═══ */
@media(max-width:768px){
  .wrap{padding:20px 16px 48px}
  .pills-row{grid-template-columns:repeat(auto-fit,minmax(100px,1fr));gap:6px}
  #m40-resultados-grid{grid-template-columns:1fr !important}
  #m40-escenarios-grid{grid-template-columns:1fr !important}
}

/* ═══ iOS SAFE AREAS ═══ */
@supports(padding-bottom:env(safe-area-inset-bottom)){
  #whatsappFloat{bottom:calc(16px + env(safe-area-inset-bottom))}
  .site-nav{padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right))}
}

/* == Animación hero landing == */
@keyframes heroFadeDown{from{opacity:0;transform:translateY(-10px);}to{opacity:1;transform:translateY(0);}}
@keyframes heroFadeUp{from{opacity:0;transform:translateY(18px);}to{opacity:1;transform:translateY(0);}}
@keyframes heroFade{from{opacity:0;}to{opacity:1;}}
.hero-pill{opacity:0;animation:heroFadeDown .4s ease .2s both;}
.landing-hero h2{opacity:0;animation:heroFadeUp .5s ease .4s both;}
.landing-hero-sub{opacity:0;animation:heroFadeUp .4s ease .6s both;}
.hero-actions{opacity:0;animation:heroFadeUp .4s ease .78s both;}
.hero-trust{opacity:0;animation:heroFadeUp .35s ease .92s both;}
.stats-bar{opacity:0;animation:heroFadeUp .4s ease 1.05s both;}
/* == Fin animación hero == */